As a trusted partner of the VZR Garant fund, we help keep the travel sector financially sound by assessing travel companies and offering insight into their financial health.
As a partner of VZR Garant, we conduct financial analyses and risk and credit checks for all 440+ members. At the start of participation and during the required periodic checks, we analyse key financial figures such as solvency, liquidity, turnover, margins, and costs.
This ensures that only financially healthy travel companies are part of the guarantee fund, helping maintain trust and stability across the sector.
Our 3-step process:
We assess solvency, liquidity, working capital, and other core financial indicators.
We track and benchmark changes in turnover, margins, and costs to identify potential risks.
We conduct mandatory annual reviews (or quarterly for new participants), ensuring ongoing trust and compliance for both VZR Garant and the travel organisation.
We have extensive experience in the travel industry and understand its unique financial structures. Our assessments account for sector-specific factors like deferred income and short-term liabilities — ensuring accurate, relevant insights.
With 440+ VZR Garant participants relying on us, we can identify trends and provide benchmarks that benefit both individual companies and the sector as a whole.
Certo Services makes data sharing simple and secure.
As a VZR Garant member, you can quickly and efficiently upload the required financial documents via our website, allowing us to carry out the assessment process and periodic reviews smoothly and transparently.
We conduct the initial financial assessment for travel organizations that wish to become members of the VZR Garant guarantee fund. This involves a thorough review of your financial situation to determine if your organisation meets the fund’s standards.
Once you’ve been admitted, we carry out quarterly updates during the initial phase and annual reviews thereafter, ensuring it’s clear whether your company continues to meet VZR Garant’s financial standards.
Not sure whether your company will be accepted? Start with a free and non-binding Quick Scan.
With years of experience in the travel industry, Certo Services is a reliable partner for both travel companies and guarantee funds. Want to know more about our services or explore working together? Get in touch.
440+ travel
clients
1000+
financial checks
From analysis
→ to advice